Regulatory Compliance & Licensing (AFSL Focus) 

• AFSL Oversight: Act as a key compliance point of contact, ensuring all non-cash payment (NCP) and financial product distribution activities adhere to the requirements of ADG’s relevant AFSL obligations, policies, and procedures. 

• Foreign Exchange (FX) Compliance: Monitor and maintain compliance framework for all FX contracts, derivative dealings, and foreign currency activities, ensuring adherence to relevant international and local regulations. 

• Regulatory Mapping: Monitor legislative and regulatory changes across relevant jurisdictions (including Australia, Asia-Pacific, and key operating markets) and translate those changes into actionable updates for internal policies, training, and operational processes. 

• Non-Cash Payments: Ensure all payment processing activities, including electronic funds transfers and digital wallet transactions, comply with relevant consumer protection and payment services regulations. 

Anti-Money Laundering (AML) & Counter-Terrorism Financing (CTF) 

• Program Management: Implement and manage the global AML/CTF program, including Know Your Customer (KYC), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and ongoing transaction monitoring procedures. 

• Suspicious Activity Reporting (SAR): Oversee the timely identification, investigation, and submission of Suspicious Activity Reports (SARs) or Suspicious Transaction Reports (STRs) to relevant regulatory bodies (e.g., AUSTRAC). 

• Risk Assessments: Conduct regular ML/TF risk assessments of new products, services, and business lines. 

Data Security and Payments Compliance (PCI DSS) 

• PCI DSS Administration: Drive the maintenance and renewal of the company’s PCI DSS certification by coordinating annual audits, monitoring internal controls, and ensuring all environments handling cardholder data meet the standard’srequirements. 

• Data Protection: Ensure compliance with the Thai Personal Data Protection Act (PDPA) and other global data privacy standards as they intersect with payment and financial data processing. 

Policy, Training, and Reporting 

• Policy Development: Draft, review, and maintain all Compliance policies, procedures, and internal control frameworks to reflect best practice and legal requirements. 

• Compliance Training: Develop and deliver mandatory, targeted compliance training modules (AML/CTF, PCI DSS, Code of Conduct) to relevant ADG staff, particularly those in Finance, Operations, and Technology teams. 

• Reporting: Prepare accurate, timely, and comprehensive compliance reports for senior management, the Board, and regulatory bodies as required.